The ten ten theory

Try coming up with your own ideas on how to cut ten of your expenses by ten dollars, for example cut back on that usual cup of coffee or lunch that you may buy on a daily bases and use those funds toward paying off debt. Here are some other ideas:

1. Sharing the driving to work with someone

2. Prepare your lunches instead of buying them

3. Cut interest by paying bills on time

These are just a few, but you can come up with your own.